This free Nigerian Personal Income Tax (PIT) calculator helps individuals and payroll managers estimate annual and monthly tax liabilities based on the 2026 Nigerian tax reforms. Simply enter your gross annual income and any allowable deductions (such as pension contributions, NHF, or life insurance premiums) to get an instant breakdown of your total tax, effective tax rate, and monthly PAYE estimate.

Our calculator applies the latest 2026 PIT bands: ₦0 – ₦800,000 (0%), ₦800,001 – ₦1,600,000 (7%), ₦1,600,001 – ₦4,800,000 (11%), ₦4,800,001 – ₦6,400,000 (15%), and above ₦6,400,000 (25%). These rates make it easy to understand how much tax you owe at each income bracket.

Whether you are a salaried employee, self-employed professional, or HR/payroll officer, this tool ensures you can calculate tax obligations quickly and accurately. Stay compliant, plan your finances, and avoid surprises during the tax season.